Shannons Roadside Assist: Dedicated 24/7 roadside assistance for your vehicle when you may need it most. Available 24 hours after purchase or adding the optional cover to your policy. Terms and conditions for coverage apply. Find out more.
Comprehensive Car Insurance for Enthusiasts
Modified, performance, imports and classics. No one knows your passion like Shannons.
Comprehensive car insurance including cover for modifications
Cover for Modifications
Your car is as unique as you are, and making it your own is a passion. So, when it comes to car insurance, you want to be sure your ride is covered, including your modifications, and fitted accessories. Whether it’s performance tuning, new rims, an aero kit, or the latest tech, at Shannons we cover every modification you’ve listed on your policy and every accessory that’s fitted to your car.
Agreed value
Your car isn’t cookie cutter, and neither is its value. At Shannons we recognise your investment, so the agreed value reflects your car’s worth including performance upgrades, aesthetic enhancements and all the modifications listed on your policy.
Pay by the month
Make your payments monthly, at no extra cost. You can pay your premium annually, but we won’t charge you any extra if you choose to pay monthly, quarterly or half-yearly.
Get an online quote, use Shannons Virtual Assistant or download the Shannons app.
Additional benefits
What’s optional
You can add optional covers to your policy for extra premium. Optional covers you've purchased are shown on your certificate.
Shannons Roadside Assist
Hire car after an event for unlimited days
Hire car after an event for unlimited days: After an incident covered by your policy, if your regular use motor vehicle is damaged and cannot be safely driven, is being repaired or has been stolen, we will arrange and pay the reasonable cost of a hire car that is a similar make and model to your motor vehicle using our provider. Terms, conditions, limits and exclusions apply.
Take out new car+, bike or home^ insurance with Shannons◊ for your chance to win a trip for two to the Nürburgring.
Payment options and ways you could save on your premium
With Shannons, you can pay your premium annually, but we won’t charge you any extra to pay monthly, quarterly or half-yearly.
Multi-vehicle discount
If you insure more than one vehicle on your policy (such as special vehicles and your daily drive), you might be eligible for a multi-vehicle discount.
Multi-policy discount
If you have an active motor policy with Shannons and then take out a home and contents policy with us, you might receive a discount of up to 10% off your home and contents premium.
Flexible excess
If you have Comprehensive cover (regular use), you can choose a ’Flexible excess’ that applies in addition to your ’Basic excess’ to reduce your premium.
Protected No Claim Discount (NCD)
Shannons rewards you for your good claims history with a No Claim Discount (NCD) that applies separately to each of your comprehensively insured vehicles. After you have remained on an NCD of 65% for 3 consecutive years it will become protected.
Terms, conditions, limits and exclusions apply. Discounts do not apply to the Shannons Roadside Assist optional cover.
More Shannons Insurance cover
Shannons provides cover for motoring enthusiasts, on the road and at home.
Product Disclosure Statement
Information on this page is a summary only. Terms, conditions, limits and exclusions apply. Before buying this insurance, and for full details of what is and isn’t covered, please read the Motor Insurance Product Disclosure Statement (PDS).
Applies if only your policy has a commencement or renewal date on or after 23/03/2021. Target Market Determination also available.
Shannons Roadside Assist is an optional extra only available in conjunction with Shannons Motor Insurance. Terms and conditions for coverage apply.
Download the Shannons app
Manage your insurance and stay connected to the Shannons Club.
Cover for modifications and accessories
Shannons covers legal modifications and non-standard accessories listed on your policy, within the agreed value of your vehicle.
Agreed value
When you take out insurance, the agreed value of your vehicle includes the value of any modifications listed on your policy, accessories fitted to your car and paint protection.
Windscreen and window glass cover
One excess free windscreen or window glass replacement or repair claim applies for the period of insurance.
Choice of repairer
Shannons gives you the option to choose your own repairer or we can manage the repair process for you.
Helmet and riding gear cover
Cover for your riding apparel such as helmets (including visor and/or radio communications), gloves, riding jackets and pants, boots and other bike-specific riding gear - up to $1000 per item and $3000 in total for the rider. Conditions and exclusions apply.
Agreed value – including modifications listed on your policy
When you take out insurance, the agreed value of your vehicle includes the value of any modifications listed on your policy, accessories fitted to your Bike and paint protection.
Pay monthly, quarterly or half-yearly at no extra cost
You can pay your premium annually, but we won’t charge you any extra if you choose to pay monthly, quarterly or half- yearly.
Choice of repairer
Shannons gives you the option to choose your own repairer or we can manage the repair process for you.
Salvage rights for total loss vehicles more than 35 years old
With our Comprehensive Car Insurance, if your vehicle is over 35 years old and your vehicle is a total loss, you will keep the unrepaired vehicle.
* NOTE: Salvage rights will not apply if your vehicle is stolen and we settle your claim as a total loss.
Your choice of repairer, or we can manage the repair process for you.
Shannons gives you the option to choose your own repairer or we can manage the repair process for you.
If you want to choose your own repairer, please contact us using webchat (available via Claim Online) or call 13 46 46 to talk to a claims specialist.
Or let Shannons take care of the process for you and arrange a suitable repairer from the list of Preferred Repairers. To book your repair, lodge an online claim to get started.
Shannons Roadside Assist
A flat tyre, flat battery or any type of breakdown when you're out on the road in your car can happen when you least expect it. Shannons Roadside Assist is a dedicated 24/7 roadside assistance service, available Australia-wide for your car when you need it most. (Available for breakdowns that occur from 24 hours after purchasing Shannons Roadside Assist)
Cover for modifications
Your car is as unique as you are and making it your own is a passion. So, when it comes to car insurance, you want to be sure your ride is covered properly, including your modifications and fitted accessories. Whether it’s performance tuning, new rims, an aero kit or the latest tech, at Shannons we cover every modification you’ve listed on your policy and every accessory that’s fitted to your car.
Agreed value
Your car isn’t cookie cutter, and neither is its value. At Shannons we recognise your investment, so the agreed value reflects your car’s true value including performance upgrades, aesthetic enhancements all the modifications listed on your policy.
Pay by the month
Manage your payments monthly, with no extra cost.
Shannons Roadside Assist
Shannons Roadside Assist: Dedicated 24/7 roadside assistance for your vehicle when you may need it most. Available 24 hours after purchase or adding the optional cover to your policy. Terms and conditions for coverage apply. Find out more.
Hire car after an event for unlimited days
Hire car after an event for unlimited days: After an incident covered by your policy, if your regular use motor vehicle is damaged and cannot be safely driven, is being repaired or has been stolen, we will arrange and pay the reasonable cost of a hire car that is a similar make and model to your motor vehicle using our provider. Terms, conditions, limits and exclusions apply.
Multi-vehicle discount
If you insure more than one vehicle on your policy (such as special vehicles and your daily drive), you might be eligible for a multi-vehicle discount.
Multi-policy discount
If you have an active motor policy with Shannons and then take out a home and contents policy with us, you might receive a discount of up to 10% off your home and contents premium.
Flexible excess
If you have Comprehensive cover (regular use), you can choose a ’Flexible excess’ that applies in addition to your ’Basic excess’ to reduce your premium.
Protected No Claim Discount (NCD)
Shannons rewards you for your good claims history with a No Claim Discount (NCD) that applies separately to each of your comprehensively insured vehicles. After you have remained on an NCD of 65% for 3 consecutive years it will become protected.